:root{
 --navy:#0d1b2a;
 --blue:#046bd2;
 --amber:#f0a500;
 --light:#e8f2fc;
 --white:#ffffff;
 --gray:#5a6b7e;
 --radius:14px;
 --shadow:0 8px 24px rgba(13,27,42,.08);
 --max:1180px;
 --font:'Outfit',system-ui,sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:var(--font);color:var(--navy);line-height:1.6;background:#fff}
a{color:var(--blue);text-decoration:none}
img{max-width:100%;height:auto;display:block}
.container{width:92%;max-width:var(--max);margin:0 auto}
.topbar{background:var(--navy);color:#cfe2ff;font-size:.85rem;padding:8px 0}
.topbar .container{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap}
.topbar a{color:#fff;font-weight:600}
.header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.94);backdrop-filter:blur(10px);border-bottom:1px solid #e6eef7}
.nav{display:flex;align-items:center;justify-content:space-between;padding:14px 0}
.logo{font-weight:800;font-size:1.35rem;color:var(--navy);letter-spacing:-.02em}
.logo span{color:var(--blue)}
.menu{display:flex;gap:22px;align-items:center}
.menu a{color:var(--navy);font-weight:500;font-size:.95rem}
.menu a:hover{color:var(--blue)}
.btn{display:inline-flex;align-items:center;gap:8px;padding:12px 20px;border-radius:999px;font-weight:700;border:0;cursor:pointer;transition:.2s}
.btn-primary{background:var(--blue);color:#fff;box-shadow:0 6px 18px rgba(4,107,210,.25)}
.btn-primary:hover{transform:translateY(-1px);background:#0358ad}
.btn-amber{background:var(--amber);color:#111}
.btn-outline{background:#fff;border:1.5px solid var(--blue);color:var(--blue)}
.badge{display:inline-flex;padding:6px 12px;background:var(--light);color:var(--blue);border-radius:999px;font-weight:600;font-size:.8rem}
.hero{padding:56px 0 32px;background:linear-gradient(180deg,var(--light) 0,#fff 100%)}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:28px;align-items:center}
@media(max-width:900px){.hero-grid{grid-template-columns:1fr}.menu{display:none}.hamburger{display:flex!important}}
.hamburger{display:none;background:#fff;border:1px solid #dbe8f8;border-radius:10px;padding:10px}
.mobile-nav{display:none;padding:14px 0 20px;border-top:1px solid #eef4fc}
.mobile-nav.open{display:block}
.mobile-nav a{display:block;padding:12px 0;border-bottom:1px solid #f0f5fc;font-weight:600;color:var(--navy)}
.trust{display:flex;flex-wrap:wrap;gap:10px;margin-top:18px}
.trust span{background:#fff;border:1px solid #dbe8f8;padding:8px 12px;border-radius:999px;font-size:.82rem;font-weight:600}
h1{font-size:clamp(2rem,4.2vw,3.2rem);line-height:1.05;letter-spacing:-.03em;margin:12px 0}
h2{font-size:clamp(1.5rem,2.8vw,2.1rem);letter-spacing:-.02em}
.section{padding:64px 0}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.grid4{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
@media(max-width:900px){.grid3,.grid4{grid-template-columns:1fr 1fr}}
@media(max-width:600px){.grid3,.grid4{grid-template-columns:1fr}}
.card{background:#fff;border:1px solid #e6eef7;border-radius:var(--radius);padding:22px;box-shadow:var(--shadow)}
.card h3{margin:8px 0 6px}
.stats{background:var(--navy);color:#fff;padding:36px 0}
.stats .grid4 div{text-align:center}
.stats b{font-size:2rem;display:block;color:var(--amber)}
.testimonial .stars{color:var(--amber)}
.faq button{width:100%;text-align:left;background:#fff;border:1px solid #e6eef7;border-radius:12px;padding:16px 18px;font-weight:600;display:flex;justify-content:space-between;cursor:pointer}
.faq .panel{display:none;padding:14px 18px;color:var(--gray)}
.faq .item.open .panel{display:block}
.footer{background:#09121e;color:#c9d6e8;padding:54px 0 24px;margin-top:32px}
.footer a{color:#c9d6e8}
.footer h4{color:#fff;margin-top:0}
.cta-banner{background:var(--blue);color:#fff;border-radius:18px;padding:28px;display:flex;justify-content:space-between;gap:18px;flex-wrap:wrap;align-items:center}
.breadcrumb{font-size:.85rem;color:var(--gray);margin:12px 0}
.breadcrumb a{color:var(--gray)}
.skip{position:absolute;left:-9999px}
.skip:focus{left:12px;top:12px;background:#fff;padding:8px 12px;z-index:100;border-radius:8px}
.backtop{position:fixed;right:16px;bottom:88px;background:var(--navy);color:#fff;border:0;border-radius:50%;width:44px;height:44px;display:none;cursor:pointer;z-index:60}
.backtop.show{display:block}
.float-wa{position:fixed;right:16px;bottom:20px;background:#25D366;color:#fff;width:56px;height:56px;border-radius:50%;display:grid;place-items:center;box-shadow:0 10px 24px rgba(0,0,0,.2);z-index:60}
input,textarea,select{width:100%;padding:14px 14px;border:1px solid #d6e3f3;border-radius:12px;font:inherit}
label{font-weight:600;font-size:.9rem}
form .row{display:grid;grid-template-columns:1fr 1fr;gap:14px}
@media(max-width:600px){form .row{grid-template-columns:1fr}}
table{width:100%;border-collapse:collapse}
th,td{padding:10px;border-bottom:1px solid #e6eef7;text-align:left}
:focus-visible{outline:3px solid var(--amber);outline-offset:2px}